AI Pricing Compare.

AI PRICING COMPARE · US / USD

ChatGPT vs Cursor

Compare ChatGPT and Cursor: subscription prices, documented feature access and usage conditions.

Selected plans: Plus vs Pro

These are specific plan tiers. Use the full plan lists below to compare other budgets.

FeatureChatGPT PlusCursor Pro
Monthly price$20.00/mo
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

$20.00/mo
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

General chat & writingIncluded
Source & conditions

General chat access.

Official source

Checked 2026-10-01

Unverified
Source & conditions

Coding help is included. We haven’t verified general-purpose chat and writing as a separate feature of this plan.

Official source

Checked 2026-10-01

Native research toolIncluded
Source & conditions

Expanded Deep Research; availability and limits apply.

Official source

Checked 2026-10-01

Unverified
Source & conditions

We haven’t verified a built-in deep research tool in this plan. Web search and coding agents alone don’t meet this requirement.

Official source

Checked 2026-10-01

Native photo & image generationIncluded
Source & conditions

Image generation with limits.

Official source

Checked 2026-10-01

Image costs unverified
Source & conditions

Cursor Agent can generate images. We haven’t verified how many images this plan includes or whether extra charges apply, so we don’t count it in cost comparisons.

Official source

Checked 2026-10-01

Codex via ChatGPTIncluded
Source & conditions

Expanded Codex usage.

Official source

Checked 2026-10-01

Not applicable
Source & conditions

This benefit belongs to OpenAI plans, so this row does not apply to Cursor. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Claude Code via ClaudeNot applicable
Source & conditions

This benefit belongs to Anthropic plans, so this row does not apply to ChatGPT. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Not applicable
Source & conditions

This benefit belongs to Anthropic plans, so this row does not apply to Cursor. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Cursor editor plan allowanceNot applicable
Source & conditions

This benefit belongs to Cursor plans, so this row does not apply to ChatGPT. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Included
Source & conditions

Extended agent allowance in Cursor.

Official source

Checked 2026-10-01

GitHub Copilot plan allowanceNot applicable
Source & conditions

This benefit belongs to GitHub plans, so this row does not apply to ChatGPT. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Not applicable
Source & conditions

This benefit belongs to GitHub plans, so this row does not apply to Cursor. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Gemini writing in Gmail & DocsNot applicable
Source & conditions

This benefit belongs to Google plans, so this row does not apply to ChatGPT. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Not applicable
Source & conditions

This benefit belongs to Google plans, so this row does not apply to Cursor. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

5 TB Google storageNot applicable
Source & conditions

This benefit belongs to Google plans, so this row does not apply to ChatGPT. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Not applicable
Source & conditions

This benefit belongs to Google plans, so this row does not apply to Cursor. Using the same model elsewhere does not include this plan benefit.

Official source

Checked 2026-10-01

Usage limitsTool, upload and model allowances vary. Developer API billing is separate.
Source & conditions

Tool, upload and model allowances vary. Developer API billing is separate.

Official source

Checked 2026-10-01

Included model usage is limited. On-demand usage and Bugbot can incur extra charges.
Source & conditions

Included model usage is limited. On-demand usage and Bugbot can incur extra charges.

Official source

Checked 2026-10-01

How to choose

ChatGPT is listed here for general chat, writing and coding. Cursor is listed for coding editor and agents. Compare the specific tools and allowances you need before choosing.

A lower fee does not establish better output quality or sufficient capacity. “Unverified” means we have not confirmed a fact; it does not mean the feature is absent.

Compare these plans interactively

All tracked plans

PlanMonthly feeAnnual billingUsage conditionsSources
ChatGPT Plus$20.00/moAnnual offer unverifiedTool, upload and model allowances vary. Developer API billing is separate.
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

ChatGPT ProFrom $100.00/moAnnual offer unverifiedOpenAI now lists three monthly Pro tiers: Pro 100 at USD100, Pro 200 at USD200 and Pro 500 at USD500, which adds Astra Ultrafast and the highest included usage. Only the starting price is stored, so this family is excluded from automated cost matching. OpenAI has removed the older 5x and 20x Plus-usage wording, so no usage multiple is claimed here. Pro 200 reopened to new sign-ups with a lower included allowance taking effect on 30 October 2026. Tool, model and usage limits still apply; developer API billing is separate. No annual billing is offered for Go, Plus or Pro.
Source & conditions

Starting price; exact tier cost requires confirmation.

Official source

Checked 2026-10-01

ChatGPT FreeFreeNo subscription feeAdvanced tools and Codex have limited access. No fixed quota is assumed.
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

ChatGPT Go$8.00/moAnnual offer unverifiedEverything in Free plus more messages with tools, more uploads, more image creation, more voice chats and longer memory. OpenAI plans to test ads in Free and Go in the US. Plan limits still apply; developer API billing is separate.
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

Cursor Pro$20.00/moAnnual offer unverifiedIncluded model usage is limited. On-demand usage and Bugbot can incur extra charges.
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

Cursor HobbyFreeNo subscription feeLower agent allowance. Free editor access is not an unlimited agent budget.
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

Cursor Pro+$60.00/moAnnual offer unverifiedIncluded model usage is limited. On-demand usage and Bugbot can incur extra charges.
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

Cursor Ultra$200.00/moAnnual offer unverifiedIncluded model usage is limited. On-demand usage and Bugbot can incur extra charges.
Source & conditions

Standard base fee; taxes, promotions and additional usage excluded.

Official source

Checked 2026-10-01

Selected individual plans · USD · Before tax. Source check dates apply to individual facts, not the entire site. Older facts require review after 30 days. API billing is separate.